Industry News – July 2019

LIFE & LIVING BENEFITS

Reduced Term Rates – to learn more, please download The Wave 40.0 and read the Transition Rules.
SmartApp – secure, easy and fast – more HERE
A new video to help you start a conversation with your clients on permanent insurance – watch it HERE
Lower Premiums on Term – more HERE

Non-face-to-face now available on SimpleProtect – details HERE
New AML and Privacy compliance program templates – details HERE
Try Simple Protect – fast or instant approvals and can be completed in as little as 10 minutes -more HERE
Top tools to remain compliant – details HERE
Brochures and email templates to connect with your clients

New Advisor Assist Program – details HERE
Marijuana up to 4x a week is a non-smoker – more HERE
Easy to use referral document ,ask your clients to refer you today – get it HERE

Pure Series: new life insurance products at very affordable rates – more HERE
A unique way to complete your clients’ life insurance – The Provider rider is the solution – details HERE
Underwriting Guide – HERE

Business Builder Webinar: Top Insurance Strategies to Win More Clients – watch it HERE
Introducing a simple, fast and easy way to submit policy changes online – details HERE
Fast and Full App is even better – details HERE
Reducing rates on Solution 20 and Solution 30 – more HERE
Insight – June 5 | June 20 | July 5

EZcomplete now available for your non-face-to-face applications
An EZ way to conduct your out-of-town business – more HERE
Term – offer piece of mind and an affordable price more HERE
Dividend Scale 2019 – HERE

Built-in flexibility for juveniles – more HERE
Updated! Dividend client materials – more HERE
Help clients quite smoking – an incentive for a healthy lifestyle – more HERE
Start powerful conversations with prospective clients with the help of client brochures – more HERE

NEW preselection guide for disability insurance coverage – get it HERE
Preselection with HuGO – No automatic medical exams required for $1M in face amount or less- more HERE
NEW PROTECTION FOR HARD TO ENSURE CLIENTS – Learn more HERE | Calculate a premium HERE

Digital Media Tools to help you easily promote products through social media, web and email platforms – more HERE
Acci-Jet Program now offers a 100% simplified coverage in the event of an illness – get the Sales Starter Kit HERE

Juvenile life insurance – New advisor flyer! – get it HERE
Anti-Money Laundering (AML) and Privacy Compliance – important information and changes – details HERE

Improvements to Access Life – details HERE
Reduction in term life insurance premiums – details HERE
Instantly accept life insurance for up to one million dollars at the point of sale – details HERE
Promoting the GI benefit: a WOW for you and your client! – moreHERE
IA Connected – June | July 15

What’s New in Health and Dental – details HERE
AFFINITY SOLUTIONS: FollowMe Open Enrollment available until August 22, 2019 – details HERE
E-application – details HERE

Application, contract, information folder & form updates – HERE
Guide to Pathways segregated funds – more HERE
Support client conversations and recommendations for segregated and mutual funds, with the portfolio recommendation tool – get it HERE
Mackenzie proposes changes that impact segregated funds – more HERE

July 23rd Webinar: The Family Cottage – Strategies To Help Your Clients Keep Ownership In The Family w/ Peter Wouters – details HERE
The 5% Bonus is Back on Class Plus 3.0 – details HERE
Rules around Sell/Buy Investment transactions – details HERE
Pre-fill applications for even faster processing with the Fast & Full Investment App – get it HERE
Get the power of automatic resets working for clients with Empire Life GIF 75/100 – more HERE
Maximize the Estate Value of the Holdings in Your Clients’ TFSAs – more HERE
Insight – June 5 | June 20

Unique Investment accounts on the market, for the same price as mutual investment funds – details HERE
Saving and Investments Page – HERE

Say goodbye to piles of paper confirmations – more HERE
Back-to-school | It’s time to think about withdrawing from your RESP! – more HERE
Discover the advantages of GIFs – HERE
High Interest Account – NOW AVAILABLE – details HERE
RESP Withdrawal Guide | Your ally for the end of school – get it HERE
IA Connected – June | July 7 | July 15

New! Manulife online access for Investments – Investments clients can now register for Manulife online access and benefit! Watch the how to video HERE
Terminating the GARS Fund, affected Segregated Fund contracts – details HERE (log in required)
Manulife Bank Change to personal Advantage Account 3.25% rate offer – more HERE
Solutions online – Connecting with clients just got a whole lot easier – more HERE

COMPLIANCE CORNER

As a result of changes in legislation, the AML and Privacy program templates have been updated – The new programs reflect changes to legislation since the last release of templates in June 2017. Adopting the new programs will ensure you have up to date compliance programs for your practice and will also meet your 2-year review obligation. Be sure to keep a copy of your existing programs for your records.
- Anti-money laundering template: The latest version has been updated to include enhanced suspicious indicators, voluntary self-declaration of non-compliance and updated identification details. Download the new template in the ANTI MONEY LAUNDERING section of the Copoloff Compliance center
- Privacy template: The latest version has been revised to include updated privacy breach processes located in the PRIVACY section of the Copoloff Compliance center Download the new template: Privacy compliance program
Notice of Replacement – When and for who? Is Replacement Notification Necessary?
NEW: Advisor Disclosure form– please destroy previous copies and use the one on our compliance page.