Visit the Covid-19 page for the latest news per carrier
LIFE & LIVING BENEFITS
- The No Medical Insurance products has no longer any restrictions if your client has been declined in the past 2 years. Your client can now get an immediate coverage solution regardless of past – declines HERE
- Better Mortgage Insurance – Rate Calculator – more HERE
- LIA Q&A – sales platform LIA
- Boost your travel insurance sales this snowbird season – more HERE
- Start Your Inpatriates to Canada EASY Training Today
- Visitors to Canada Travel Insurance just got easier – more HERE
- Download The Wave 42.0 today! Effective February 24, 2020, we’re introducing lower Term Life rates by as much as 10%. HERE
- The $25 policy fee discount on all Term base plans which was previously in effect will be discontinued on any application received on or after February 24, 2020. HERE
- Introducing the Additional Payment Option – NEW on Whole Life – more HERE
- Expect faster turnaround times for Term Conversions – more HERE
- Permanent life insurance explained in 2 minutes – watch the video HERE
- SmartApp – secure, easy and fast – more HERE
- High-end, Simplified issue disability insurance – details HERE
Health statement: The phone interview now replaces the health statement for all benefits. To ensure a smooth transition, we will continue to accept health statements received in our offices until March 1, 2020. After this date, only the phone interview will be accepted.
AMI application: The AMI application form has been revised. It is now available in fillable PDF format in the Documents section of our Advisor resources page. The previous version of the AMI application form will be accepted until February 13, 2020. After this date, only the new version will be accepted.
- Canada Life Concourse v4.2 illustration software available! HERE
- From February 24, 2020, universal life insurance rates for limited-pay and COI will be modified. HERE
- Updated insurance age and amount requirements and more HERE
- New Par product ! more HERE
- Living Benefits update – more HERE
- From the studio: the role of technology in life insurance – watch the Webinar
- SimpleProtect can simplify and enhance your business – more
- Easily share client focused insurance content on your social media pages – more HERE
- Insurance Operations Update – details HERE
- Get a 200$ gift card – find out how HERE
- New Advisor Assist Program – details HERE
- Marijuana up to 4x a week is a non-smoker – more HERE
- Easy to use referral document ,ask your clients to refer you today – get it HERE
- Discover PRESTO, La Capitale’s quick online life insurance application more HERE
- Eligibility criteria of new immigrants – details HERE
- Pure Series: new life insurance products at very affordable rates – more HERE
- A unique way to complete your clients’ life insurance – The Provider rider is the solution – details HERE
- Coming March 5, 2020: Improved medical underwriting process means faster services
- Conversions of Optimax Extender – details HERE
- Now clients can view Solution Series Term Life Insurance Policy online – more HERE
- NEW 10 Pay Par option and No Medical Underwriting up to $750K details HERE
- Get PDUs online by watching webinars – details HERE
- Earn 10% more FYC with the Fast & Full Life App – learn more HERE
- Celebrating 100 years – Learn about Giveaways and Giving Back HERE
- Updates have been made to the Temporary Resident Guidelines Visit EquiNet for all the details
- New PAR account portfolio executive summary – more HERE
- Repositioned Equimax Wealth now available – more HERE
- NEW Corporate Preferred Retirement Solution® client material using Equimax® whole life more HERE
- Up to a million in coverage with no electrocardiogram for ages up to 70. This change take effect on February 24, 2020 HERE
- Helping loved ones with grief
- Affordable Joint Coverage – details HERE
- More insurance options for live-in caregivers- details HERE
- Term Brochure & 12 Marketing Resources – get it HERE
- Receive a Wellness Report with helpful advice on how to distinguish yourself – details HERE
- Foresters Competitive Scholarship program is now open: Foresters Financial™ proudly supports students who share the organization’s commitment to doing more by awarding up to 250 community-minded scholars across North America with renewable scholarships worth up to $8,000 each over four years. INFO HERE
- 2 new coverages to its 5575.ca platform – details HERE
- Improved non-smoking definition – details HERE
- Clients with high risk medical conditions – the solution is HERE
- Offer HuGO to your corporate clients who are in good health and want competitively priced term insurance quickly – more HERE
- Digital Media Tools to help you easily promote products through social media, web and email platforms – more HERE
- Acci-Jet Program now offers a 100% simplified coverage in the event of an illness – get the Sales Starter Kit HERE
- Effective November 29, 2019, ivari will no longer offer our Guaranteed Investment Fund – details HERE
- New & Improved App – get it HERE
- Underwriting risk classifications flyer – get it HERE (log in required)
- More ways to save with combined banding and layering – details HERE
- NEW Genesis YRT : Flexible permanent life insurance with long-term options HERE
- IA Mobile – Improve your clients’ experience – more HERE
- Personalized underwriting based on your client’s state of health is finally here – more HERE
- Improvements to Access Life – details HERE
- Reduction in term life insurance premiums – details HERE
- Genesis YRT: flexible permanent life insurance with options down the road. HERE
- EVO| New illustration tool for life insurance and critical illness. HERE
- Ez-app tool closing on January 15 – New process for Synergy applications – complete the short version of the E-Application, using “Family Term” as the product category and T10, single* as the coverage type, for the same face amount. Next, attach a Synergy illustration, selecting “Miscellaneous” as the document type.
- Removal of 30-day critical illness insurance waiting period for non-cardiac conditions – more HERE
- Disability insurance reboot – HERE
- New client Account Listing Summary Report – view insurance policy and investment contract/account information in one place – Log into Repsource for more details
- Key Underwriting Tips WEbinar – Dec 4 – register HERE
- The newly improved Term Plus now available in the e-app – more HERE
- Universal Life – Sweet Spots – details HERE
- Improved Term Plus ! More complete, more flexible – more HERE
- Term Plus: An all-in-one insurance solution!With Term Plus, your clients can enhance their life insurance coverage with:
- A disability rider
- A critical illness rider
- A child rider
- Several other affordable riders.
INVESTMENTS
- Segregated funds explained in 2 minutes – watch the video
- Online access for BMO GIF clients – details HERE
- RRSP and TFSA toolkit HERE
- Start 2020 with New Guaranteed Investments – more HERE
- New Canada Life segregated fund shelf – details HERE
- Brand New CL Seg Fund Shelf – more HERE
- The retirement solutions toolkit has everything you need to know about annuities, lifetime income benefit (LIB) and estate protection solutions – get it HERE
- Announcing Class Plus 2.1 deposit limit of $25,000 for 2020 – more HERE
- 7 reasons why Empire Life Multi-Strategy Funds are a smart choice for your client – more HERE
- Change to the calculation and collection of the GIF Insurance Fee – more HERE
- When clients don’t know if their money will last in retirement, they can start feeling uncertain about their future. The Empire Life Retirement & Savings Tool can help ease their concerns. Check it out HERE
- Ensuring a balanced RRSP strategy for your clients / NEW AGF Green Investment Account – details HERE
- Adding 7 new investment accounts- details HERE
- Unique Investment accounts on the market, for the same price as mutual investment funds – details HERE
- Saving and Investments Page – HERE
- Take advantage of the RRSP season to offer your clients high-performing investment funds, several of which have been recognized for their excellent returns in 2019.They can take advantage of numerous La Capitale benefits:
- 6 asset categories for all investor profiles
- 41 investment options, with prestigious, experienced partners, that are among the best in the industry: Dynamic Funds, AGF, Fidelity Investments, TD Asset Management, CI Investments and Fiera Capital
- Capital guaranteed in the event of death: 100% of contributions made before age 75
- Same management fees as benchmarked mutual investment funds
- Option to designate one or more beneficiaries
- Same estate benefits as segregated funds
Our goal: Offer the best investment funds in Canada, in a transparent, independent manner! INFO HERE
- Do you have clients looking for growth but are concerned about taking on too much risk? Listen On demand & Learn about the value of investing in high-quality businesses and how taking a broader approach to fixed income investing can deliver the balanced solution your clients are looking for. Listen HERE
- Updated RRSP to RIF Conversion Forms – details HERE
- New Funds | All the ingredients for a winning recipe! more HERE
- The year is coming to a close: have you done your resets? – more HERE
- The preapproved RRSP loan offer is back – details HERE
- RRSP Discount Rates – more HERE
- RRSP/TFSA campaign | Why choose iA Financial Group’s segregated fund offer? HERE
- RRSP/TFSA campaign | Optimize your time with EVO! HERE
- The My Retirement website | A must-have for the RRSP/TFSA campaign HERE
- Fiscal allocations for segregated funds as at December 31, 2019 HERE
- Tax slip availability HERE
- Limited time offer: New TFSA and RRSP deposits earn 3.00% interest
- Illustrations online with new Manulife Illustrations tool – more HERE
- Some changes are coming to the Segregated Funds offerings: Manulife is adding 2 brand new funds and 11 existing funds to selected contracts AND closing 7 funds in selected contracts. HERE (Login to Repsource for more detail)
COMPLIANCE CORNER
- Updated Best Practices Handbook, the handbook is a compilation of rules, procedures and guidelines relating to distribution compliance and market conduct HERE
OF INTEREST
- The Autorité des marchés financiers (AMF) recently released ‘A practical guide for the financial services industry – Protecting vulnerable clients‘. This guide outlines possible courses of action to follow to help clients protect themselves if circumstances make them vulnerable or to assist them in dealing with situations regarding their financial well-being.