INDUSTRY NEWS – March 2019

 

LIFE & LIVING BENEFITS

  • Flex Term – policy fee  vacation  – details HERE
  • Are you leaving money on the table? Watch the video HERE
  • Cost-efficient Whole Life solution for your healthy clients – details HERE
  • LIA E-app – details HERE

  • News You Can Use on travelling with children – March 2019
  • True benefits of travel deals and perks – more HERE
  • Promoting Visitors to Canada Travel Insurance is Easy – more HERE

  • A simple permanent life insurance plan – more HERE
  • Become a SmartApp expert in less than 30 minutes – details HERE
  • Triple 5  drive – details HERE
  • Explaining insurance options to your clients just got easier – more HERE
  • One reason to choose the BMO Insurance Whole Life Plan – more HERE

  • Revision of Disability Rates – details HERE
  • High-end, Simplified issue disability insurance – details HERE
  • SME Plan  – Simplified issue plan for employees of  small to medium sized enterprises – details HERE

  • If your client smokes MARIJUANA up to 4x a week they are considered a NON SMOKER! Ask us for details
  • Add a personalized commercial to your website with your contact information- view sample commercials : HERE
  • Loyalty Program – details HERE

  • Introducing Guaranteed Life Protect guaranteed issued insurance – more HERE
  • Fast & Full Non-Face-to-Face limit increase to $5 Million – details HERE
  • CI Protect 20 and Protect 20 Plus – details HERE
  • Fast & Full Life App. earns 10% more than paper! – details HERE
  • Insight   |  Feb.

  • Jump start your term sales – details HERE
  • 350 Application Returns to EquiNet – more HERE
  • EZcomplete® online application reduces time-to-issue by an average of 5 days! Log in for details HERE
  • Advisor Code of Conduct – HERE 

  • Membership News for January (scholarship program) – details HERE
  • 55/75 New Offers – more HERE
  • New online health insurance product for baby boomers will be available soon –  more HERE 
  • Non-working clients are now eligible for coverage – details HERE
  • HuGO (web based)  instantly issues, in the majority of cases, personalized term life insurance based on the client’s risk profile – more HERE
  • Friday Webinars are back ! – details HERE
  • E-App Learners Guide

  • With Guaranteed Access – All your Clients are Accepted – details HERE 
  • Riders Now Available with Assure&Go – details HERE
  • Simplified Life Insurance with AccessLife – details HERE

  • Enhancements to Manulife Travel – details HERE
  • CE credit series has arrived to help you thrive – log in to www.repsource.ca  Training tab / CE center for all the details
  • FollowMe Health and Dental Insurance – What’s new for 2019
  • NEW Term pricing and expanded accelerated underwriting now in effect – more HERE
  • Overhead expense disability insurance – tax consequences – more HERE
  • Manu & PAR – better together – more HERE

  • Product Training Webinars – details HERE
  • Unique Non-Face-to-Face (NF2F) platform – complete an application with only voice authorization – no signature required! The NF2F platform is now available!
  • Specialty Life offers unique solutions to clients that would otherwise be deemed uninsurable. With up to $300,000 in coverage available, there is no medical condition, no matter how serious or recent, that would disqualify a potential client from acceptance.
  • Guaranteed Issue up to $50,000
    —- get all the details HERE

  • Critical Illness Insurance and RRSPs, a winning combination- more HERE
  • New electronic express application procedure – more HERE
  • An all-in-one insurance solution that combines three coverages in a single policy – more HERE
  • Universal life insurance product, Critical Illness Rider and other changes – details HERE

INVESTMENTS

RRSP CAMPAIGN 2019Learn more about Investment Strategies for 2019 by contacting the
Copoloff Investment Team todayinvestments@copoloff.com

  • Hold your Mortgage – details HERE
  • Lending Referral Program –  HERE   Offers at a Glance – HERE
  • Even simpler to do business with BMO GIFs – more HERE
  • New Funds to BMO GIF – more HERE
  • You and your client no longer need to apply for GIF 100/100 Prestige Class – details HERE
  • SPIA RPP Additional Information Form and Application – Read more

  • Empire Life has won three 2018 Fundata FundGrade A+ Awards – more HERE
  • Reach more clients with  Class Plus 3.0 RRIF video and case study – HERE
  • 2019 Financial Facts tips sheet – HERE
  • NEW RRSP video & Case Study – HERE
  • Class Plus 3.0 sales aids may help grow your business – more HERE
  • Insight Jan| Feb.

  • Equitable Life’s EZcomplete online application now supports segregated funds – HERE
  • Retirement Income Options – details HERE
  • Edge Newsletter – Feb

 

  • RESP resource portal | All the information in the same place – more HERE
  • Prestige preferential pricing – Two Improvements – more HERE
  • A new way to invest in innovation – more HERE
  • IA Connected   Jan  | Feb.

  • RRSP Strategies for your clients – more HERE
  • Bonus investment account offer – more HERE
  • Changes to Investment Accounts – more HERE
  • Investment Account: New No Redemption Fee  Options – more HERE

 

  • Promote your value. Build relationships with clients and prospects using Solutions online (log in required)
  • New Solutions: Succession plans | New Take Five videos | Year-end tax tips – log in HERE
  • Capital Markets & Strategy videos – HERE
  • Tips for submitting in good order business  – HERE
  • Fixed Income: The worst is behind us – listen  HERE

  • Estate planning in the digital age – more HERE
  • Critical Illness Insurance and RRSPs, a winning combination- more HERE 
  • Loan Program are back – more HERE

COMPLIANCE CORNER

  •  FINTRAC has published new suspicious transaction guidance – details HERE
  • Second mandatory course in Compliance  must be completed by November 30th, 2019 – more HERE
  • AML – Questionnaire for applicants/owners who are entities form update (Canada Life )
  • Beneficial ownership requirements (FINTRAC)
  • CLIENT FILES: Keep Accurate and Substantial Books and Records
    Well maintained files are an Advisor’s best protection. Customer files should contain enough information to demonstrate that a needs-based sale took place. A well maintained file should contain copies of the material that (or detailed notes on what) was provided to the customer.
  •  You must make any and all files available to the MGA and/ or insurer upon request for an inspection.
    Guidelines under Self Assessment or contact copoloff@copoloff.com for assistance on record keeping practices.